Start your treatment now, pay for it in four installments.
Smile Now, Pay Later
If treatment costs feel heavy, MediPay is here. With bank financing and 4-installment credit, you can start your treatment right now and pay it off gradually — while we settle your doctor's payment on time, without any hassle.
Sometimes the barrier to treatment isn't the treatment — it's the cost.
These three problems were the starting point for MediPay; for patients and for doctors.
Treatment costs aren't always payable up front.
For many people, treatment costs are high enough that starting without financial help is hard — sometimes forcing them to delay treatment or abandon it halfway.
Settlement with doctors is often late and unclear.
On the other side, doctors and clinics often face late, irregular, and ambiguous settlements — without knowing exactly what amount, when, or from where it will be paid.
Getting a loan is slow and complicated.
Traditional lending isn't built for urgent treatment situations; forms, documents, guarantors and in-person visits make the process so long and exhausting that many people give up.
MediPay is here to make this path transparent, fast, and plannable — for both the patient and the doctor.
Partner treatment centers
Equal installments, no down payment
Typical credit decision time
Max treatment bank facility
MediPay builds two different experiences for patients and doctors
Switch between the patient and doctor experience to see exactly how MediPay works for each.
A day when cost doesn't block treatment
With MediPay, you can start your treatment right now and pay the installments later — you don't have to choose between your health and the cost.
- Bank treatment financing up to 200 million tomans
- MediPay 4-installment credit (BNPL) up to 50 million tomans
- Choose a partner doctor or treatment center
- Manage and pay installments online, right in the MediPay app
Pay your treatment cost in four equal installments
You start with no down payment; the amount is split evenly across four installments and tracked in the MediPay app. The whole path, from credit check to installment plan, is digital and transparent.
This chart is a sample illustration of the 4-installment model; your actual amount depends on your treatment cost.
What exactly does MediPay help with?
We built a set of financial solutions to make paying for treatment easier for patients, and settlement easier for doctors.
4-installment payment (BNPL)
Treatment cost, in four installments
You start with no down payment and pay the amount in four equal installments; from credit check to installment plan, fully digital.
Total treatment cost
24,000,000tomans
- Bank treatment financing: A loan paid directly into your doctor's or treatment center's account, through a transparent, traceable process.
- No-down-payment loan: Start your treatment with no down payment and settle it with regular installments.
- Organizational credit plans: Dedicated treatment credit plans for employees of MediPay's partner organizations and companies.
Partnered with 500+ treatment centers, clinics and practices
Dentistry
Cosmetic Surgery
Skin & Hair
Ophthalmology
Orthopedics
Cardiology
How does MediPay work?
A transparent, digital path — for both patients and doctors.
- 1Sign upCreate your MediPay account with your mobile number.
- 2Verify identitySubmit your identity documents digitally.
- 3Credit checkMediPay reviews your credit rating and responds.
- 4Receive creditBased on the credit check, credit or financing is allocated to you.
- 5Choose a treatment centerPick your treatment center from MediPay's partner practices and clinics.
- 6Start treatmentStart your treatment right away, without waiting to save the full amount.
- 7Pay in 4 installmentsPay the cost in four equal installments through the MediPay app.
- 1Sign upCreate your MediPay account with your mobile number.
- 2Verify identitySubmit your identity documents digitally.
- 3Credit checkMediPay reviews your credit rating and responds.
- 4Receive creditBased on the credit check, credit or financing is allocated to you.
- 5Choose a treatment centerPick your treatment center from MediPay's partner practices and clinics.
- 6Start treatmentStart your treatment right away, without waiting to save the full amount.
- 7Pay in 4 installmentsPay the cost in four equal installments through the MediPay app.
Infrastructure connecting banks, treatment, and patients
MediPay has built a secure, intelligent platform for credit and innovative payment services in healthcare, in partnership with banks, insurance companies, and various organizations.
Partnered with 500+ treatment centers, clinics and practices
When it comes to treatment costs, the smallest uncertainty can be stressful
That's why we put security, transparency, and accountability at the center of the service design — from the moment a request is submitted to the final settlement.
Secure, encrypted infrastructure
Users' identity and financial information is stored and transmitted on secure, encrypted infrastructure.
Partnership with licensed institutions
In partnership with Bank Saderat Iran and licensed, accredited treatment centers.
Transparent, documented settlement
Accurate, scheduled, transparent settlement with doctors and treatment centers, under written contracts.
Support throughout the journey
From the initial request to the last installment, MediPay is with you through the platform, phone support, and other contact channels.
What do patients and doctors say about MediPay?
I'd wanted mesotherapy for a long time, but the cost kept making me put it off. With MediPay I started easily, and now I pay it off month by month without feeling the pressure.
The cost of the procedure was heavy for me, and I probably would have delayed it for months. With MediPay I went ahead with it, and now I'm paying off the installments gradually.
MediPay helped us accept more patients and made our clinic's cash flow more predictable. A big part of the settlement and payment follow-up burden has been lifted off our shoulders.
MediPay increased and stabilized our appointment volume. Many patients who used to hesitate because of cost now start their treatment much more easily.
Frequently asked questions about MediPay
Answers to common questions from patients and doctors about MediPay's services.
MediPay is a health fintech service that, with the help of banks and treatment centers, gives you bank financing and 4-installment credit to make paying for treatment easier.
Don't delay your treatment — start with MediPay today.
Whether you're a patient, a doctor, or a clinic, MediPay makes the financial side of treatment simpler.